LEGAL

Terms of Service

Last Updated: May 17, 2026

Welcome to https://lendingcash.org/ operated by LendingCash (“LendingCash”, “we”, “us”, or “our”).

1. Acceptance of Terms

By accessing or using our website and services, you agree to be legally bound by these Terms of Service. If you do not agree, please do not use the platform.

2. Our Service

LendingCash is an online loan marketplace that connects eligible U.S. residents with third-party lenders. We are NOT a direct lender. All loan decisions, interest rates, terms, and funding are made solely by the participating lenders in our network.

3. Eligibility

You must be at least 18 years of age (19 in some states), a legal resident of the United States, have a valid Social Security Number or ITIN, and possess full legal capacity to enter into contracts.

4. No Guarantee of Loan Approval

We do not guarantee loan approval, loan amount, interest rate, or funding time. Any “high approval rate” or similar claims refer only to complete applications that meet the minimum criteria of our lender network.

5. Fees & Compensation

We never charge borrowers any upfront or application fees. We may receive a compensation or referral fee from lenders when a loan is funded through our platform. All loan costs, fees, and terms are disclosed directly by the lender before you accept any offer.

6. User Responsibilities

You agree to provide accurate, complete, and truthful information. You will not misuse the platform, engage in fraudulent activity, or submit multiple applications with false information.

7. Limitation of Liability

To the maximum extent permitted by law, LendingCash’s total liability to you shall not exceed $100 USD. We are not liable for any decisions, terms, or actions taken by the third-party lenders.

8. Governing Law

These Terms of Service are governed by the laws of the State of Delaware and the applicable federal laws of the United States of America, without regard to conflict of law principles.

9. Changes to Terms

We may update these terms at any time. Your continued use of the website after any changes constitutes your acceptance of the new terms.

© 2026 LendingCash. All Rights Reserved.